Archive for the ‘Karl Edmunds’

  • Elder Law | Mediation for Seniors: Is it Worthwhile?
    Mediation, a Solution for Seniors By Karl Edmunds :: Nothing works quite like an adversarial court system to force people to consider alternative ways to settle hostile disputes. Certainly the court dockets remain filled with cases moving toward a dispute resolution of some type. But that process can be long and very expensive. Historically the role of mediators ...
  • Retirement Communities: Critical Questions You Should Ask Before You Buy
    Purchasing A Home in A Retirement Community By Karl Edmunds :: Too many seniors regret rushing into their first purchase in a retirement community. Some retirement communities are staffed with highly effective sales people whose stated objective is to get a decision or financial deposit quickly, if not on the first visit. And they know just the buttons to push to achieve ...
  • How Senior Citizens Can Avoid the Risks of Identity Theft
    Saving Seniors from Identity Theft by Karl Edmunds :: Recently my mother talked with someone on the phone she believed was connected to her bank asking for some account information updates. Assuming the best, she willingly gave the information over the phone to a complete stranger. Shortly thereafter, she became the victim of identity theft. Seniors are living in a fantasy ...
  • The Senior Retirement Dilemma…Now What?
    Senior Retirement Planning by Karl Edmunds :: For many seniors, the door to retirement is not all it is cracked up to be. Some have lots of time but no money and can’t figure out what to do. Others have money but can’t get out of the work mode and claim no time to relax and look at alternative activities. What drives most of the uncertainty is the unrelenting fear ...
  • Seniors: Learn How to Prevent Financial Disaster When You Get Married
    Senior Marriage by Karl Edmunds :: Seniors are still a frisky group. Many elderly people are actively seeking meaningful long term relationships. Still others start out just hoping for new friendships and find the relationship evolving to marriage. Regardless of the path, marriages among senior citizens can be tricky and if they are pursued without some very honest ...
  • Are Retirement Products Meeting the Expectations of Senior Citizens?
    Senior Retirement Planningby Karl Edmunds : : Over the past couple of years, seniors have experienced disastrous portfolio losses due to economic conditions and sadly these principal losses are often very difficult to recover due to a lack of time. Historically a casual conversation among friends about retirement issues would more than likely focus on monthly investment ...
  • Financial Plans for Seniors do not need to be Complex
    Investing & Saving Wisely :: by Karl Edmunds :: For seniors approaching the time of retirement or for those living on retirement income, a workable financial plan is vital but the older we get, it is important to use a plan that is basic, simple to manage and easily understood. Studies suggest that young people in their 20s and seniors in their 70s are much more ...
  • Social Security is MY MONEY, and I Want It Now
    Social Security Benefits :: by Karl Edmunds :: At times in the past few years, I have bought into the growing cynicism among senior citizens regarding the unlikelihood of collecting Social Security in retirement. In a casual conversation often you hear people say, “I don’t expect any Social Security to be available to me when I retire.” I too, have declared this ...
  • Financial Calculators are Only Tools Not the Final Answer for Senior Retirement Planning
    by Karl Edmunds Financial Calculator - Retirement Planning :: by Karl Edmunds :: If good retirement planning for seniors or anyone for that matter required only the output from a trusty financial calculator, then why would we ever need an advisor? If you look on the internet, you can almost get overwhelmed with the vast array of financial, retirement and mortgage calculators ...
  • Seniors Escalating Credit Card Debt – How to be Debt Free
    Seniors Escalating Credit Card Debt :: by Karl Edmunds :: Today’s market conditions have forced more and more seniors to rely on credit card debt just to get by. While this may be a short term solution, too many seniors are facing long term insurmountable debt levels. Reducing or eliminating credit card debt often seems like a lot of effort with little results. But ...
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